How it works:

  • There are multiple pet insurance providers operating in the U.S., and many of them offer a variety of insurance plans. However, the pet health insurance process is more or less the same for each provider. The coverage included in plans can range from basic accident and illness coverage to complete nose-to-tail protection. Once you’ve chosen your policy, you’ll be able to personalize your plan by selecting your deductible and co-pay or reimbursement percentage options.
  • Should your pet fall ill or become injured, you can visit any licensed veterinarian for treatment. You will usually need to pay the whole veterinarian fee up front. You can then submit a claim to your insurance company and will be reimbursed for treatment covered by your policy. Urban Vet Care is happy to provide an itemized invoice for each visit, which can be submitted to the insurance company with your completed claim form. Most insurance companies contact us directly after receiving your claim for necessary medical history

Preexisting conditions:

  • Because pre-existing conditions aren’t covered by most pet insurance providers, it’s important to take out health insurance for your pet while they’re still young. The great news is that most pet insurance providers will enroll pets from as young as 6 weeks old.

Recommended Companies:

    • Urban Vet Care clientele have provided feedback as to their preferred insurance companies. Both Embrace and Trupanion have been mentioned numerous times by our clients as easy to work with companies, and both offer a multitude of different plans.  We do recommend that clients explore as many options as they are able to so you can pick the best one for your pets.